USE CASE: AI FOR PRIVATE LENDERS
AI-Powered Automation forLoan File Review
Turn hours of document review into minutes. Kolena AI Agents handle the most time-consuming parts of your workflow—so your team can focus on decisions, not data entry.
What You Can Automate
Appraisal Data Extraction
Pull key data from every appraisal—instantly.
- Square footage, beds/baths, lot size
- Appraised value (as-is + after repair)
- Comparable sales and distances
- Property characteristics
Underwriting Guide Review
Check every loan against your credit box automatically.
- Apply investor guidelines (100+ checks per file)
- Flag missing documents and exceptions
- Identify pass / fail / needs review
Loan Tape Creation & Validation
Build and verify your loan tape without re-keying data.
- Extract required fields across all documents
- Compare against existing data
- Catch mismatches early
Portfolio Due Diligence
Review hundreds of loans in a fraction of the time.
- Run full document checks across entire portfolios
- Identify exceptions instantly
- Replace manual or third-party review
Investor Eligibility (Best Execution)
Know where every loan can be sold—immediately.
- Run one loan against multiple investor guidelines
- See who it qualifies with
- Feed results into pricing decisions
How It Works
From document upload to structured output in three simple steps
Send Documents
Upload files, email them, or connect your systems.
AI Agents Do the Work
Reads documents, extracts data, applies your rules, and flags issues.
Get Results
Structured data for your systems, clear reports for your team, with citations.
Built for Real Lending Workflows
Add documents over time (no need for complete files upfront)
Works across inconsistent, messy formats
Human review first, then full automation
Connects to your existing systems
Security & Compliance
Your data, your insights — never black-boxed. Kolena is built to support enterprise security and compliance needs: reasoning logs, audit trails, encryption, and governance architecture.
PCI, SOC 2, and HIPAA Compliant
No training on customer data
Complete audit trail and traceability
Encrypted in transit and at rest
Enterprise-grade security: RBAC, ZDR, rigorous access control
Ready to automate your lending workflows with AI?
We'd love to show you a demo of Kolena AI agents on your documents with your requirements and policies